Coinbase chega a acordo com reguladores de Nova York
- A Coinbase afirma que seu investimento em conformidade supera todas as outras trocas de criptomoedas globalmente.
- Regulators first spotted issues with Coinbase’s compliance in 2020, but the exchange has been slow to implement recommendations.
A exchange de criptomoedas Coinbase, com sede nos EUA, concordou em pagar uma multa de $50 milhões depois que os reguladores determinaram que ela permitia que os usuários registrassem contas sem realizar verificações de antecedentes adequadas, violando as leis anti-lavagem de dinheiro.
o acordo com o Departamento de Serviços Financeiros do Estado de Nova York exige que a empresa de comércio de criptomoedas invista $50 milhões para fortalecer seu programa de conformidade, o que aumentaria sua segurança e impediria criminosos como pornógrafos infantis, lavadores de dinheiro e traficantes de drogas de abrir contas com a Coinbase.
Coinbase obtained a license to operate in New York in 2017, according to officials, and the compliance issues at the firm were first discovered during a routine assessment in 2020. Regulators said they were already concerned with Coinbase’s anti-money-laundering controls in 2018.
The state Department of Financial Services said Coinbase’s anti-money-laundering program was weak and inadequate for an organization of its size. Regulators further claimed that the trading platform’s systems for monitoring fraudulent transactions were below par, which was a threat to financial security.
In one case, a digital criminal who opened a Coinbase account under the guise of working for an undisclosed organization managed to steal $150 million without Coinbase’s knowledge.
Coinbase initially pledged to hire an independent consultant to bring its daily operations into compliance with anti-money-laundering rules, to know the identity of its users, and keep an eye out for any questionable conduct.
A Superintendente de Serviços Financeiros Adrienne A. Harris disse em reação ao acordo,
It is critical that all financial institutions safeguard their systems from bad actors, and the Department’s expectations with respect to consumer protection, cybersecurity, and anti-money laundering programs are just as stringent for cryptocurrency companies as they are for traditional financial services institutions. Coinbase failed to build and maintain a functional compliance program that could keep pace with its growth.
Coinbase’s chief legal officer, Paul Grewal, said in a statement that the crypto exchange had taken steps to address the concerns raised by the financial regulator and “remains committed to being a leader and role model in the crypto space, including partnering with regulators when it comes to compliance.”
Grewal claimed that Coinbase’s investment in compliance “outpaces every other crypto exchange anywhere in the world,” adding that “customers can feel safe and protected while using our platforms.”
U.S. authorities have long been concerned that the crypto sector could weaken international anti-money-laundering safeguards. Interestingly, crypto executives have long taken pride in their ability to avoid regulation.
As autoridades estaduais e federais fizeram tudo o que podiam para regulamentar bolsas como a Coinbase e seus concorrentes internacionais nos últimos dez anos. O recente Drama FTX parece ter dado vantagem aos reguladores em sua busca pelo controle do setor.
Cobri algumas histórias interessantes em minha carreira como jornalista e acho as histórias relacionadas ao blockchain muito intrigantes. Acredito que a Web3 vai mudar o mundo e quero que todos façam parte dele.
