Coinbase llega a un acuerdo con los reguladores de Nueva York

• Coinbase afirma que su inversión en cumplimiento supera a cualquier otro intercambio de criptomonedas a nivel mundial.
• Regulators first spotted issues with Coinbase’s compliance in 2020, but the exchange has been slow to implement recommendations.

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Coinbase, el criptointercambio con sede en EE. UU., acordó pagar una multa de $50 millones después de que los reguladores dictaminaran que permitió a los usuarios registrar cuentas sin realizar verificaciones de antecedentes adecuadas, violando las leyes contra el lavado de dinero.

los convenio con el Departamento de Servicios Financieros del Estado de Nueva York requiere que la empresa de comercio de criptomonedas invierta $50 millones para fortalecer su programa de cumplimiento, lo que aumentaría su seguridad y disuadiría a delincuentes como los que practican la pornografía infantil, los lavadores de dinero y los traficantes de drogas de abrir cuentas con Coinbase.

Coinbase obtained a license to operate in New York in 2017, according to officials, and the compliance issues at the firm were first discovered during a routine assessment in 2020. Regulators said they were already concerned with Coinbase’s anti-money-laundering controls in 2018.

The state Department of Financial Services said Coinbase’s anti-money-laundering program was weak and inadequate for an organization of its size. Regulators further claimed that the trading platform’s systems for monitoring fraudulent transactions were below par, which was a threat to financial security.

In one case, a digital criminal who opened a Coinbase account under the guise of working for an undisclosed organization managed to steal $150 million without Coinbase’s knowledge.

Coinbase initially pledged to hire an independent consultant to bring its daily operations into compliance with anti-money-laundering rules, to know the identity of its users, and keep an eye out for any questionable conduct.

La Superintendente de Servicios Financieros, Adrienne A. Harris, dijo en reacción al acuerdo,

It is critical that all financial institutions safeguard their systems from bad actors, and the Department’s expectations with respect to consumer protection, cybersecurity, and anti-money laundering programs are just as stringent for cryptocurrency companies as they are for traditional financial services institutions. Coinbase failed to build and maintain a functional compliance program that could keep pace with its growth.

Coinbase’s chief legal officer, Paul Grewal, said in a statement that the crypto exchange had taken steps to address the concerns raised by the financial regulator and “remains committed to being a leader and role model in the crypto space, including partnering with regulators when it comes to compliance.”

Grewal claimed that Coinbase’s investment in compliance “outpaces every other crypto exchange anywhere in the world,” adding that “customers can feel safe and protected while using our platforms.”

U.S. authorities have long been concerned that the crypto sector could weaken international anti-money-laundering safeguards. Interestingly, crypto executives have long taken pride in their ability to avoid regulation.

Las autoridades estatales y federales han hecho todo lo posible para regular los intercambios como Coinbase y sus competidores internacionales durante los últimos diez años. El reciente drama de FTX parece haber dado a los reguladores la ventaja en su búsqueda por controlar la industria.

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