La FDIC restituera $4B dans les dépôts bancaires de signature la semaine prochaine
- The Federal Deposit Insurance Corporation (FDIC) plans to return around $4 billion worth of Signature Bank deposits tied to digital assets by “early next week.”
- The bank’s payment platform, Signet, and around $4 billion in deposits, along with $60 billion in loans, were not part of the purchase agreement with Flagstar Bank.
- Tous les comptes liés à la cryptographie de Signature Bank qui ne font pas partie de l'accord NYCB seront fermés d'ici le 5 avril, au cas où les déposants ne déplaceraient pas leurs fonds.
- Nellie Liang, the under secretary for domestic finance at the US Treasury Department, didn’t believe crypto “played a direct role” in the failure of US banks.
A prominent crypto-friendly bank, Signature Bank, was closed by the New York Department of Financial Services (NYDFS) following the collapse of Silicon Valley Bank and its closure by the California Department of Financial Protection and Innovation (DFPI). The two banks were put up for sale, with a subsidiary of New York Community Bancorp purchasing Signature. Interestingly, around $ billion worth of deposits and $60 billion worth of loans remained with the bank, which the Federal Deposit Insurance Corporation (FDIC) plans to return by “early next week.”
La FDIC a été créée en tant que séquestre de la Silicon Valley Bank et de Signature plus tôt ce mois-ci après leur effondrement. Lors d'une audition le 29 mars du comité des services financiers de la Chambre des représentants des États-Unis, qui était chargé d'explorer les réponses des régulateurs fédéraux à la faillite de ces banques, le président de la FDIC des États-Unis, Martin Gruenberg, a confirmé que le plan pour les $4 milliards restants dans les dépôts de Signature Bank est en cours de mise en place.
Gruenberg déclaré that the plan is to return the deposits that were not covered in the agreement between the subsidiary of New York Community Bancorp (NYCB) by “early next week.” It is crucial to note here that these $4 billion are tied to crypto deposits, and the FDIC plans to close all the crypto related accounts at Signature Bank which are not part of the NYCB deal by April 5 in case the depositors do not move their funds.
As reported earlier by Reuters, Flagstar Bank, the subsidiary of NYCB, in agreement with Signature Bank, purchased all of the bank’s deposits, some of its loan portfolios, and all 40 of its former branches. Along with $4 billion worth of crypto deposits, $60 billion worth of loans also remain in receivership with the FDIC. Flagstar will buy $12.9 billion of loans at a discount of $2.7 billion, and the deal cost the government agency around $2.5 billion from the Deposit Insurance Fund.
Gruenberg also confirmed that the payment platform debuted by Signature Bank, Signet, along with its crypto deposits, were not included in the NYCB deal and added that these were “in the process now of being marketed” to potential buyers.
It is important to mention here that Nellie Liang, the under secretary for domestic finance at the US Treasury Department, didn’t believe crypto “played a direct role” in the failure of either Signature or Silicon Valley Bank, adding:
“I know that Signature had activities involved in digital assets, but I don’t believe that is the main [cause].”
Comme indiqué précédemment par Bitnation, Barney Frank, membre du conseil d'administration de Signature Bank et ancien membre du Congrès connu pour avoir co-écrit la loi Dodd-Frank après l'effondrement du marché en 2008 pour prévenir une crise mondiale, a déclaré que la banque avait été fermée par le NYDFS. pour envoyer un message aux investisseurs en crypto et faire valoir que les monnaies numériques basées sur la blockchain sont dangereuses.
“Crypto panic generated that set of withdrawals,” said Frank. “But I believe the regulators, especially the New York state regulators, wanted to send the message that crypto is toxic.”