FDIC devolverá $4B em depósitos bancários de assinatura na próxima semana

• The Federal Deposit Insurance Corporation (FDIC) plans to return around $4 billion worth of Signature Bank deposits tied to digital assets by “early next week.”
• The bank’s payment platform, Signet, and around $4 billion in deposits, along with $60 billion in loans, were not part of the purchase agreement with Flagstar Bank.
• Todas as contas criptográficas no Signature Bank que não fazem parte do acordo NYCB serão fechadas até 5 de abril, caso os depositantes não movimentem seus fundos. 
• Nellie Liang, the under secretary for domestic finance at the US Treasury Department, didn’t believe crypto “played a direct role” in the failure of US banks.

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A prominent crypto-friendly bank, Signature Bank, was closed by the New York Department of Financial Services (NYDFS) following the collapse of Silicon Valley Bank and its closure by the California Department of Financial Protection and Innovation (DFPI). The two banks were put up for sale, with a subsidiary of New York Community Bancorp purchasing Signature. Interestingly, around $ billion worth of deposits and $60 billion worth of loans remained with the bank, which the Federal Deposit Insurance Corporation (FDIC) plans to return by “early next week.”

O FDIC foi estabelecido como o receptor do Silicon Valley Bank e do Signature no início deste mês, após seu colapso. Em uma audiência de 29 de março do Comitê de Serviços Financeiros da Câmara dos EUA, responsável por explorar as respostas dos reguladores federais sobre a falência desses bancos, o presidente do FDIC dos Estados Unidos, Martin Gruenberg, confirmou que o plano para os $4 bilhões restantes Os depósitos do Signature Bank estão sendo acionados. 

Gruenberg afirmou that the plan is to return the deposits that were not covered in the agreement between the subsidiary of New York Community Bancorp (NYCB) by “early next week.” It is crucial to note here that these $4 billion are tied to crypto deposits, and the FDIC plans to close all the crypto related accounts at Signature Bank which are not part of the NYCB deal by April 5 in case the depositors do not move their funds. 

As reported earlier by Reuters, Flagstar Bank, the subsidiary of NYCB, in agreement with Signature Bank, purchased all of the bank’s deposits, some of its loan portfolios, and all 40 of its former branches. Along with $4 billion worth of crypto deposits, $60 billion worth of loans also remain in receivership with the FDIC. Flagstar will buy $12.9 billion of loans at a discount of $2.7 billion, and the deal cost the government agency around $2.5 billion from the Deposit Insurance Fund.

Gruenberg also confirmed that the payment platform debuted by Signature Bank, Signet, along with its crypto deposits, were not included in the NYCB deal and added that these were “in the process now of being marketed” to potential buyers. 

It is important to mention here that Nellie Liang, the under secretary for domestic finance at the US Treasury Department, didn’t believe crypto “played a direct role” in the failure of either Signature or Silicon Valley Bank, adding:

“I know that Signature had activities involved in digital assets, but I don’t believe that is the main [cause].”

Conforme relatado anteriormente pela Bitnation, Barney Frank, membro do conselho do Signature Bank e ex-congressista conhecido por ser co-autor da Lei Dodd-Frank após o colapso do mercado de 2008 para evitar uma crise global, disse que o banco foi fechado pelo NYDFS para enviar uma mensagem aos investidores criptográficos e deixar claro que moedas digitais baseadas em blockchain são perigosas. 

 “Crypto panic generated that set of withdrawals,” said Frank. “But I believe the regulators, especially the New York state regulators, wanted to send the message that crypto is toxic.” 

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