FDIC geeft volgende week $4B terug in ondertekende bankdeposito's

• The Federal Deposit Insurance Corporation (FDIC) plans to return around $4 billion worth of Signature Bank deposits tied to digital assets by “early next week.”
• The bank’s payment platform, Signet, and around $4 billion in deposits, along with $60 billion in loans, were not part of the purchase agreement with Flagstar Bank.
• Alle cryptogerelateerde rekeningen bij Signature Bank die geen deel uitmaken van de NYCB-deal, worden op 5 april gesloten, voor het geval de deposanten hun geld niet verplaatsen. 
• Nellie Liang, the under secretary for domestic finance at the US Treasury Department, didn’t believe crypto “played a direct role” in the failure of US banks.

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A prominent crypto-friendly bank, Signature Bank, was closed by the New York Department of Financial Services (NYDFS) following the collapse of Silicon Valley Bank and its closure by the California Department of Financial Protection and Innovation (DFPI). The two banks were put up for sale, with a subsidiary of New York Community Bancorp purchasing Signature. Interestingly, around $ billion worth of deposits and $60 billion worth of loans remained with the bank, which the Federal Deposit Insurance Corporation (FDIC) plans to return by “early next week.”

De FDIC werd eerder deze maand na hun ineenstorting opgericht als de ontvanger van zowel Silicon Valley Bank als Signature. Tijdens een hoorzitting op 29 maart van het US House Financial Services Committee, dat verantwoordelijk was voor het onderzoeken van de reacties van federale toezichthouders op het faillissement van deze banken, bevestigde de voorzitter van de Amerikaanse FDIC, Martin Gruenberg, dat het plan voor de resterende $4 miljard in Signature Bankdeposito's wordt in gang gezet. 

Gruenberg vermeld that the plan is to return the deposits that were not covered in the agreement between the subsidiary of New York Community Bancorp (NYCB) by “early next week.” It is crucial to note here that these $4 billion are tied to crypto deposits, and the FDIC plans to close all the crypto related accounts at Signature Bank which are not part of the NYCB deal by April 5 in case the depositors do not move their funds. 

As reported earlier by Reuters, Flagstar Bank, the subsidiary of NYCB, in agreement with Signature Bank, purchased all of the bank’s deposits, some of its loan portfolios, and all 40 of its former branches. Along with $4 billion worth of crypto deposits, $60 billion worth of loans also remain in receivership with the FDIC. Flagstar will buy $12.9 billion of loans at a discount of $2.7 billion, and the deal cost the government agency around $2.5 billion from the Deposit Insurance Fund.

Gruenberg also confirmed that the payment platform debuted by Signature Bank, Signet, along with its crypto deposits, were not included in the NYCB deal and added that these were “in the process now of being marketed” to potential buyers. 

It is important to mention here that Nellie Liang, the under secretary for domestic finance at the US Treasury Department, didn’t believe crypto “played a direct role” in the failure of either Signature or Silicon Valley Bank, adding:

“I know that Signature had activities involved in digital assets, but I don’t believe that is the main [cause].”

Zoals eerder gemeld door Bitnation, zei Barney Frank, een lid van de raad van bestuur van Signature Bank en een voormalig congreslid dat bekend staat om zijn co-auteur van de Dodd-Frank Act na de ineenstorting van de markt in 2008 om een wereldwijde crisis te voorkomen, dat de bank werd gesloten door de NYDFS om een bericht te sturen naar crypto-investeerders en daar een punt van te maken Op blockchain gebaseerde digitale valuta's zijn gevaarlijk. 

 “Crypto panic generated that set of withdrawals,” said Frank. “But I believe the regulators, especially the New York state regulators, wanted to send the message that crypto is toxic.” 

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