FDIC, Önümüzdeki Hafta İmzalı Banka Mevduatlarında $4B'yi İade Edecek

• The Federal Deposit Insurance Corporation (FDIC) plans to return around $4 billion worth of Signature Bank deposits tied to digital assets by “early next week.”
• The bank’s payment platform, Signet, and around $4 billion in deposits, along with $60 billion in loans, were not part of the purchase agreement with Flagstar Bank.
• Signature Bank'ta NYCB anlaşmasının parçası olmayan kripto ile ilgili tüm hesaplar, mevduat sahiplerinin fonlarını hareket ettirmemesi durumunda 5 Nisan'a kadar kapatılacak. 
• Nellie Liang, the under secretary for domestic finance at the US Treasury Department, didn’t believe crypto “played a direct role” in the failure of US banks.

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A prominent crypto-friendly bank, Signature Bank, was closed by the New York Department of Financial Services (NYDFS) following the collapse of Silicon Valley Bank and its closure by the California Department of Financial Protection and Innovation (DFPI). The two banks were put up for sale, with a subsidiary of New York Community Bancorp purchasing Signature. Interestingly, around $ billion worth of deposits and $60 billion worth of loans remained with the bank, which the Federal Deposit Insurance Corporation (FDIC) plans to return by “early next week.”

FDIC, çöküşlerinin ardından bu ayın başlarında hem Silicon Valley Bank hem de Signature'ın alıcısı olarak kuruldu. Bu bankaların başarısızlığı konusunda federal düzenleyicilerin tepkilerini araştırmaktan sorumlu olan ABD Mali Hizmetler Komitesi'nin 29 Mart'ta yaptığı bir duruşmada, Birleşik Devletler FDIC başkanı Martin Gruenberg, kalan $4 milyarlık planın onaylandığını doğruladı. İmzalı Banka mevduatları harekete geçiriliyor. 

Gruenberg belirtilmiş that the plan is to return the deposits that were not covered in the agreement between the subsidiary of New York Community Bancorp (NYCB) by “early next week.” It is crucial to note here that these $4 billion are tied to crypto deposits, and the FDIC plans to close all the crypto related accounts at Signature Bank which are not part of the NYCB deal by April 5 in case the depositors do not move their funds. 

As reported earlier by Reuters, Flagstar Bank, the subsidiary of NYCB, in agreement with Signature Bank, purchased all of the bank’s deposits, some of its loan portfolios, and all 40 of its former branches. Along with $4 billion worth of crypto deposits, $60 billion worth of loans also remain in receivership with the FDIC. Flagstar will buy $12.9 billion of loans at a discount of $2.7 billion, and the deal cost the government agency around $2.5 billion from the Deposit Insurance Fund.

Gruenberg also confirmed that the payment platform debuted by Signature Bank, Signet, along with its crypto deposits, were not included in the NYCB deal and added that these were “in the process now of being marketed” to potential buyers. 

It is important to mention here that Nellie Liang, the under secretary for domestic finance at the US Treasury Department, didn’t believe crypto “played a direct role” in the failure of either Signature or Silicon Valley Bank, adding:

“I know that Signature had activities involved in digital assets, but I don’t believe that is the main [cause].”

Bitnation tarafından daha önce bildirildiği üzere, Signature Bank yönetim kurulu üyesi ve küresel bir krizi önlemek için 2008 piyasa çöküşünün ardından Dodd-Frank Yasasını birlikte yazmasıyla tanınan eski bir Kongre Üyesi olan Barney Frank, bankanın NYDFS tarafından kapatıldığını söyledi. kripto yatırımcılarına bir mesaj göndermek ve bir noktaya değinmek blockchain tabanlı dijital para birimleri tehlikelidir. 

 “Crypto panic generated that set of withdrawals,” said Frank. “But I believe the regulators, especially the New York state regulators, wanted to send the message that crypto is toxic.” 

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