
Ripple collabora con la banca centrale colombiana per esplorare i CBDC
- La Colombia ha la quinta economia più grande dell'America Latina e una crescente comunità di criptovalute.
- La maggior parte dei sudamericani fa affidamento sulle criptovalute per le rimesse e per combattere l'inflazione.
- Ripple ha recentemente ottenuto un'enorme vittoria nel suo caso contro la SEC quando un tribunale ha rilasciato e-mail contenenti il controverso discorso fatto dall'ex direttore della SEC William Hinman.
Colombia’s central bank, Banco de la República, is collaborating with payment provider Ripple to test blockchain technologies on the XRP ledger. Ripple has focused on increasing its presence in Latin America, and the partnership with Colombia’s central bank is a step in that direction.
Nel suo annuncio, Ripple revealed that Colombia’s central bank and the Ministry for Information and Communications Technologies (MinTIC) will leverage Ripple’s CBDC platform, XRPL, to “pilot use cases that will enhance Colombia’s high-value payment system.” The project is part of MinTIC’s exploration of blockchain technology.
Ripple added that the CBDC platform “will be experimented with and tested in a controlled environment without compromising public resources.” As per an official announcement, the pilot will run through 2023.
Secondo l'annuncio,
The goal of the third phase of MinTIC’s experimentation with blockchain will be to educate national and territorial public entities through interactive and collaborative real-world application experiments on how blockchain technology’s unparalleled speed, scalability, and transparency can revolutionize payment systems and data management.
Mauricio Lizcano, Minister of Information Technologies and Communications of Colombia, hailed the partnership with Ripple as a progressive effort. Lizcano explained that “potential efficiencies can be evaluated through the results obtained in the development of a solution with blockchain technology, which manages to improve and complement the processes in the entities in a safe and efficient way.”
James Wallis, vice president of Central Bank Engagements and CBDCs at Ripple, noted that the partnership would further reflect the importance and relevance of blockchain technology. Wallis added that “this project will pave the way for transformative advancements in the utilization of blockchain technology within the public sector.”
CBDCs differ from regular cryptocurrencies like Bitcoin and Ethereum. Some nations see them as less risky digital assets. CBDCs are the central bank-backed digital equivalent of a country’s fiat currency, such as the US dollar or the euro.
Presently, the Bahamas, Nigeria, and China are some of the few countries that have launched CBDCs. Others are presently researching or about to release their CBDC. Colombia’s interest in releasing a CBDC was first announced last year by the country’s director of Colombia’s tax and customs agency. The move, according to the director, was to improve transactions and prevent tax evasion.
Ripple si assicura un'enorme vittoria contro la SEC
Ripple has seen increased growth amidst the rising demand for CBDCs. Ripple aims to help financial institutions like banks transact quickly and without fees. The project’s creators launched the XRP token, which has been at the center of a lawsuit between Ripple and the US Securities and Exchange Commission (SEC).
Il SEC ha intentato una causa a sorpresa contro Ripple alla fine del 2020, sostenendo che la società di pagamento aveva ingannato i suoi investitori e venduto titoli non registrati sotto forma di token XRP. Ripple ha negato tali affermazioni ed è in corso una battaglia legale con il regolatore statunitense.
È interessante notare che Ripple ha ottenuto un'enorme vittoria all'inizio di questa settimana quando un tribunale ha rilasciato e-mail collegate a un discorso ampiamente pubblicizzato dell'ex direttore della SEC William Hinman, che ha sostenuto che Ethereum e Bitcoin non erano titoli. Ripple e la maggior parte della comunità crittografica ritengono che le e-mail cambierebbero l'esito del caso in quanto dimostrano che la SEC non ha una visione coerente delle criptovalute.