Ripple samarbetar med Colombias centralbank för att utforska CBDC

• Colombia har den femte största ekonomin i Latinamerika och en växande kryptogemenskap.
• De flesta sydamerikaner är beroende av krypto för remitteringar och för att bekämpa inflationen.
• Ripple säkrade nyligen en enorm vinst i sitt fall mot SEC när en domstol släppte e-postmeddelanden som innehöll det kontroversiella talet som hölls av tidigare SEC-direktör William Hinman.

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Colombia’s central bank, Banco de la República, is collaborating with payment provider Ripple to test blockchain technologies on the XRP ledger. Ripple has focused on increasing its presence in Latin America, and the partnership with Colombia’s central bank is a step in that direction. 

I dess meddelande, Ripple revealed that Colombia’s central bank and the Ministry for Information and Communications Technologies (MinTIC) will leverage Ripple’s CBDC platform, XRPL, to “pilot use cases that will enhance Colombia’s high-value payment system.” The project is part of MinTIC’s exploration of blockchain technology. 

Ripple added that the CBDC platform “will be experimented with and tested in a controlled environment without compromising public resources.” As per an official announcement, the pilot will run through 2023.

Enligt tillkännagivandet

The goal of the third phase of MinTIC’s experimentation with blockchain will be to educate national and territorial public entities through interactive and collaborative real-world application experiments on how blockchain technology’s unparalleled speed, scalability, and transparency can revolutionize payment systems and data management.

Mauricio Lizcano, Minister of Information Technologies and Communications of Colombia, hailed the partnership with Ripple as a progressive effort. Lizcano explained that “potential efficiencies can be evaluated through the results obtained in the development of a solution with blockchain technology, which manages to improve and complement the processes in the entities in a safe and efficient way.”

James Wallis, vice president of Central Bank Engagements and CBDCs at Ripple, noted that the partnership would further reflect the importance and relevance of blockchain technology. Wallis added that “this project will pave the way for transformative advancements in the utilization of blockchain technology within the public sector.”

CBDCs differ from regular cryptocurrencies like Bitcoin and Ethereum. Some nations see them as less risky digital assets. CBDCs are the central bank-backed digital equivalent of a country’s fiat currency, such as the US dollar or the euro. 

Presently, the Bahamas, Nigeria, and China are some of the few countries that have launched CBDCs. Others are presently researching or about to release their CBDC. Colombia’s interest in releasing a CBDC was first announced last year by the country’s director of Colombia’s tax and customs agency. The move, according to the director, was to improve transactions and prevent tax evasion.

Ripple säkrar en enorm vinst mot SEC

Ripple has seen increased growth amidst the rising demand for CBDCs. Ripple aims to help financial institutions like banks transact quickly and without fees. The project’s creators launched the XRP token, which has been at the center of a lawsuit between Ripple and the US Securities and Exchange Commission (SEC).

De SEC lämnade in en överraskande stämningsansökan mot Ripple i slutet av 2020 och hävdade att betalningsföretaget hade lurat sina investerare och sålt oregistrerade värdepapper i form av XRP-tokens. Ripple förnekade sådana påståenden och har varit i en pågående juridisk strid med den amerikanska tillsynsmyndigheten. 

Intressant nog gjorde Ripple en enorm vinst tidigare i veckan när en domstol släppte e-postmeddelanden kopplade till ett allmänt publicerat tal av tidigare SEC-direktör William Hinman, som hävdade att Ethereum och Bitcoin inte var värdepapper. Ripple och huvuddelen av kryptogemenskapen tror att e-postmeddelandena skulle förändra utgången av fallet eftersom de visar att SEC inte har haft en konsekvent syn på kryptovalutor. 

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