
Circle drar tillbaka stöd för individuella konton
- Circle noterade att det nya beslutet inte gäller institutionella konton eller företagskonton.
- USDC förlorade en stor del av sin marknadsandel 2023 medan USDT nyligen nådde en ny topp.
Circle, företaget bakom USDC stablecoin, har meddelat planerar att fasa ut individuella konton eller kundkonton senast den 30 november. Företaget bekräftade nyheten tisdagen den 31 oktober och noterade att det kommer att fortsätta att stödja institutionella och affärsmässiga myntverk.
En talesperson för Circle sa i ett mejl:
Circle fasar ut stödet för äldre konsumentkonton och har meddelat enskilda konsumenter om detta beslut. Kontostängningar gäller inte affärs- eller institutionella Circle Mint-konton.

The spokesman confirmed that retail users can continue to access USDC using crypto exchanges, brokerages, and digital asset wallet services. Several Circle users took to X (formerly Twitter) to speculate on the possible reason behind this decision. One user suggested that individual accounts used for money laundering activities could be draining Circle’s reserves.
Another user provided a theory claiming that retail accounts could have been closed as part of a “cost-cutting/restructuring exercise.” Circle described certain user accounts as “legacy consumer accounts” in its statement, which appears to indicate that they were not being used as frequently as they had been in the past.
Circles vd Jeremy Allaire förkastade emellertid dessa påståenden i en tweeta på X. Han skrev:
Lots of noise about Circle limiting individuals from using Circle Mint. There is nothing new here. We haven’t allowed individuals to open Circle accounts in years and have been institution-only for years as well. We have tremendous retail partners all around the world, including our strategic partner Coinbase, who offers excellent retail access to USDC without fees and always 1:1.
Allaire added that “the only change is that for a few thousand individual user accounts that were still open with us, we are no longer going to support those accounts. Please ignore the FUD, conspiracy theories, etc. Thanks.”
Circle’s decision to phase out individual accounts imitates a practice adopted by its primary rival, Tether, which caps USDT minting and redemptions at a $100,000 minimum. Circle’s USDC, the second-largest stablecoin, has seen a huge decline in its share this year. USDC has lost almost 43% of its market cap, while USDT has surged to an all-time high of nearly $84 billion.
Intressant nog är det flera länder arbetssätt mot att släppa regler för att vägleda stablecoin-marknaden 2024.