Circle supprime la prise en charge des comptes individuels
- Circle a noté que la nouvelle décision ne s'applique pas aux comptes institutionnels ou professionnels.
- L'USDC a perdu une grande partie de sa part de marché en 2023, tandis que l'USDT a récemment atteint un nouveau sommet.
Circle, la société derrière le stablecoin USDC, a annoncé prévoit de supprimer progressivement les comptes individuels ou clients d'ici le 30 novembre. La société a confirmé la nouvelle le mardi 31 octobre, notant qu'elle continuerait à soutenir les monnaies institutionnelles et commerciales.
Un porte-parole du Cercle a déclaré dans un e-mail :
Circle supprime progressivement la prise en charge des anciens comptes grand public et a informé les consommateurs individuels de cette décision. Les fermetures de compte ne s'appliquent pas aux comptes professionnels ou institutionnels de Circle Mint.
The spokesman confirmed that retail users can continue to access USDC using crypto exchanges, brokerages, and digital asset wallet services. Several Circle users took to X (formerly Twitter) to speculate on the possible reason behind this decision. One user suggested that individual accounts used for money laundering activities could be draining Circle’s reserves.
Another user provided a theory claiming that retail accounts could have been closed as part of a “cost-cutting/restructuring exercise.” Circle described certain user accounts as “legacy consumer accounts” in its statement, which appears to indicate that they were not being used as frequently as they had been in the past.
Cependant, le PDG de Circle, Jeremy Allaire, a réfuté ces affirmations dans un communiqué. tweeter sur X. Il a écrit :
Lots of noise about Circle limiting individuals from using Circle Mint. There is nothing new here. We haven’t allowed individuals to open Circle accounts in years and have been institution-only for years as well. We have tremendous retail partners all around the world, including our strategic partner Coinbase, who offers excellent retail access to USDC without fees and always 1:1.
Allaire added that “the only change is that for a few thousand individual user accounts that were still open with us, we are no longer going to support those accounts. Please ignore the FUD, conspiracy theories, etc. Thanks.”
Circle’s decision to phase out individual accounts imitates a practice adopted by its primary rival, Tether, which caps USDT minting and redemptions at a $100,000 minimum. Circle’s USDC, the second-largest stablecoin, has seen a huge decline in its share this year. USDC has lost almost 43% of its market cap, while USDT has surged to an all-time high of nearly $84 billion.
Il est intéressant de noter que plusieurs pays sont fonctionnement vers la publication de réglementations pour guider le marché du stablecoin en 2024.