Il presidente Putin approva un rublo digitale
- Il rublo digitale entrerà in vigore dal 1° agosto 2023.
- Il governo russo non prevede un'adozione massiccia della nuova CBDC fino al 2025 o al 2027.
- Russian lawmakers believe the CBDC could help improve the country’s economy and also help Russia navigate Western sanctions.
Ufficiale documenti in Russia have confirmed that President Vladimir Putin signed the digital ruble into law on Monday, July 24, furthering Russia’s ambition for a central bank digital currency (CBDC). As per reports, the new law will be effected from August 1, 2023.
The digital ruble will serve as another payment option for Russians and will be overseen by the country’s central bank. The digital ruble however does not serve investment purposes. Interestingly, Russian citizens will not be forced to use the digital ruble.
Secondo il governatore della Banca di Russia Elvira Nabiullina,
No one is going to force anyone into the digital ruble […] But we really hope that it will be more convenient and cheaper for both people and businesses, and they will start using it. This is a new opportunity.
While the digital ruble is a significant step in Russia’s push for a digital economy, Bank of Russia deputy governor Olga Skorobogatova revealed that the government does not anticipate massive adoption of the CBDC until 2025 or 2027.
I legislatori russi hanno mostrato una velocità notevole spingendo in avanti politiche per una CBDC, ma finora hanno mostrato scarso interesse nell'introduzione di regolamenti per il più ampio spazio crittografico.
La Banca di Russia ha sviluppato il progetto CBDC dal 2020, quando ha pubblicato il suo documento di ricerca iniziale sull'argomento. L'autorità di regolamentazione finanziaria ha successivamente modificato il rapporto per includere i commenti delle banche russe e di altri attori del settore finanziario.
The Bank of Russia originally viewed the digital ruble project as both a way of avoiding sanctions and an instrument to monitor how the government is using funds designated for social programs. Furthermore, experts believe the digital ruble could be a plus for Russia’s economy. Russia could possibly leverage the digital ruble to avoid some of the financial restrictions caused by Western and European sanctions.