Circle retira suporte para contas individuais
- Circle observou que a nova decisão não se aplica a contas institucionais ou empresariais.
- O USDC perdeu uma grande parte de sua participação de mercado em 2023, enquanto o USDT atingiu recentemente um novo máximo.
Circle, a empresa por trás do stablecoin USDC, anunciado planeja eliminar gradualmente contas individuais ou de clientes até 30 de novembro. A empresa confirmou a notícia na terça-feira, 31 de outubro, lembrando que continuará apoiando casas da moeda institucionais e empresariais.
Um porta-voz do Círculo disse por e-mail:
A Circle está descontinuando o suporte para contas de consumidores herdadas e notificou os consumidores individuais sobre esta decisão. O encerramento de contas não se aplica a contas empresariais ou institucionais do Circle Mint.
The spokesman confirmed that retail users can continue to access USDC using crypto exchanges, brokerages, and digital asset wallet services. Several Circle users took to X (formerly Twitter) to speculate on the possible reason behind this decision. One user suggested that individual accounts used for money laundering activities could be draining Circle’s reserves.
Another user provided a theory claiming that retail accounts could have been closed as part of a “cost-cutting/restructuring exercise.” Circle described certain user accounts as “legacy consumer accounts” in its statement, which appears to indicate that they were not being used as frequently as they had been in the past.
No entanto, o CEO da Circle, Jeremy Allaire, rejeitou essas afirmações de uma forma tuitar em X. Ele escreveu:
Lots of noise about Circle limiting individuals from using Circle Mint. There is nothing new here. We haven’t allowed individuals to open Circle accounts in years and have been institution-only for years as well. We have tremendous retail partners all around the world, including our strategic partner Coinbase, who offers excellent retail access to USDC without fees and always 1:1.
Allaire added that “the only change is that for a few thousand individual user accounts that were still open with us, we are no longer going to support those accounts. Please ignore the FUD, conspiracy theories, etc. Thanks.”
Circle’s decision to phase out individual accounts imitates a practice adopted by its primary rival, Tether, which caps USDT minting and redemptions at a $100,000 minimum. Circle’s USDC, the second-largest stablecoin, has seen a huge decline in its share this year. USDC has lost almost 43% of its market cap, while USDT has surged to an all-time high of nearly $84 billion.
Curiosamente, vários países estão trabalhando no sentido de liberar regulamentos para orientar o mercado de stablecoin em 2024.
Cobri algumas histórias interessantes em minha carreira como jornalista e acho as histórias relacionadas ao blockchain muito intrigantes. Acredito que a Web3 vai mudar o mundo e quero que todos façam parte dele.
