CBDC non è una priorità per la banca centrale del Kenya

• La Banca centrale del Kenya ha affermato che la creazione di una CBDC non è una priorità per essa, aggiungendo che uno scellino digitale non è una priorità. 
• It said that it would “continue to monitor developments” and take a “measured approach” prior to issuing a CBDC.
• The Central Bank of Kenya stated that the “allure of CBDCs is fading” following the recent decline in the price of crypto. 
• It has collaborated with “other central banks that have developed proof of concepts for CBDCs, to benefit from their experience.”

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Countries around the globe are currently testing the need for central bank digital currencies, and many have even completed their pilot phase, like China’s digital yuan. However, some other countries, like Kenya, a country in East Africa, might have other goals in mind before officially launching a central bank-backed blockchain-based currency. As per a recent statement from officials, the creation of a CBDC is not a priority for the Central Bank of Kenya, which therefore, stated that it would take a “measured approach” before debuting a digital shilling. 

Come da comunicato stampa, anche condivisa via social media platform Twitter on June 2, in February, the Central Bank of Kenya issued a Discussion Paper on the potential applications of the circulation of a CBDC and also sought views from the general public on the same. The central bank of the country stated that the discussion paper’s “objective was to inform policy decisions and public acceptance regarding the innovation.”

La Banca centrale del Kenya ha affermato di aver ricevuto oltre 100 risposte da membri del pubblico, banche commerciali, aziende tecnologiche e altre entità che hanno partecipato alla discussione da oltre nove paesi per capire i casi d'uso di una CBDC. Questi paesi includono Kenya, Sudafrica, Stati Uniti d'America, Regno Unito, Paesi Bassi, Germania, Svizzera, Svezia e Giappone.

While the discussions varied from potential use cases to the risks of using a central bank digital currency, the bank stated that it would “continue to monitor developments” in the blockchain industry and take a “measure approach” prior to releasing the digital shilling. The bank added that “implementation of a CBDC in Kenya may not be a compelling priority in the short to medium term.”

“Significantly, Kenya’s pain points in payments could potentially continue to be addressed by other innovative solutions around the existing ecosystem. This would be consistent with CBK’s vision for a payments system that is secure, fast, efficient, accessible to and works for Kenyans. Nevertheless, CBK will continue to monitor developments in CBDCs to inform future assessments of the need for CBDC in Kenya,” said the press statement from the CBK.

More importantly, the Central Bank of Kenya stated that the “allure of CBDCs is fading” while adding that those central banks that tried to issue central bank digital currencies earlier were faced with challenges that have “hampered implementation.” As the blockchain-based payment technology would enable cross-border transactions, the authorities want to assess the risks prior to implementing the concept. 

The Central Bank of Kenya added that the “recent instability in the global crypto assets market has amplified concerns and the need for a careful review of the innovation and technology risks.”

The central bank added that it has collaborated with “other central banks that have developed proof of concepts for CBDCs, to benefit from their experience.” Additionally, the Central Bank of Kenya is also “working with central banks that have implemented CBDCs to understand if the expected benefits have been realized.”

Come riportato in precedenza da Bitnation, Il Kenya prevede di introdurre una tassa 3% sulle risorse digitali for the coming budget year as other sources of funding prove expensive or inaccessible. The tax will be applicable to crypto coin holdings on digital exchanges and wallets and will also be “akin to excise duty charged on bank transactions.”

Ancora più importante, secondo uno studio pubblicato lo scorso anno, il Kenya ospita il maggior numero di detentori di criptovalute in Africa, un paese che si sta gradualmente spostando verso le criptovalute.

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