Le régulateur du Texas s'inquiète de l'accord Voyager-Binance
- Le Texas State Securities Board et le Department of Banking ont exprimé leurs inquiétudes concernant l'accord d'acquisition entre Binance.US et Voyager.
- The terms of service and restructuring plan of Binance.US contain several “inadequate” disclosures, said the regulator.
- Il a été révélé le 19 décembre que Binance.US prévoyait d'acquérir les actifs appartenant à Voyager Digital pour un total de $1,022 milliard.
- The regulator stated that this plan presented by Binance.US “unfairly discriminates against Texas consumers.”
Popular crypto lending platform Voyager Digital filed for bankruptcy last year and went on to make several headlines after its acquisition deal with Sam Bankman-Fried’s crypto exchange FTX fell apart due to the latter also filing for bankruptcy in November 2022. Interestingly, the US arm of the world’s largest crypto exchange, Binance.US, came forward to acquire Voyager, but several regulators, including the Texas State Securities Board and the Department of Banking, have concerns regarding the same.
Selon un dépôt au tribunal by the Texas regulator, the terms of service and restructuring plan of Binance.US contain several “inadequate” disclosures, including not adequately informing unsecured creditors that under the plan, they may only get 24%–26% recovery, as compared to the 51% they would receive under Chapter 7.
Il a été révélé via un communiqué de presse published on Dec. 19 that Binance.US plans to acquire the assets belonging to Voyager Digital for a total of $1.022 billion. The crypto lender stated at that time that the crypto exchange presented the “highest and best bid for its assets.”
Further, the filing also stated that the crypto exchange’s disclosure also does not mention the fact that customers will be required to allow the transfer of “personally sensitive information to any party in any part of the world as required by Binance.US, and then strips the account holders of any legal recourse for any issues that may arise.”
“So, under these ToUs, customers’ information can be transferred to almost any company or person that Binance.us desires, and, if any issues arise in the customers’ access to or use of Binance.us’s Services, the customers have absolutely no right to challenge the issue,” noted the Texas regulator.
The regulator stated that this plan presented by Binance.US “unfairly discriminates against Texas consumers,” while adding that since the crypto exchange is not licensed to operate in the region, Voyager will hold the digital assets belonging to the account holders for six months after the agreement, during which time Binance.US would seek licensing in the state.
However, the regulator further noted, “It will be almost impossible for Binance.us to be licensed by the Texas SSB and the DOB within six months, and, as such, holding the Texas consumers’ coin for six months accomplishes nothing.”
Comme indiqué précédemment par Bitnation, le premier pays à adopter Bitcoin comme monnaie légale dans le monde, El Salvador, devrait ouvrir une ambassade Bitcoin au Texas. L'État a également ouvert une enquête sur les célébrités qui ont fait la promotion de l'échange FTX, aujourd'hui en faillite, notamment model Gisele Bündchen, Steph Curry, and Tom Brady.En outre, il est également crucial de noter que le juge des faillites américain Michael Wiles à New York a donné le clin d'œil à Voyager pour conclure un accord avec Binance.US et également solliciter les votes des créanciers pour le même. Cependant, les régulateurs américains ont a déposé une requête contre l'acquisition d'actifs appartenant à Voyager par l'échange crypto.