La banque argentine Uala va suspendre son activité de crypto : détails

• La fintech argentine Uala a suspendu son activité de cryptographie, sur laquelle au moins 300 000 utilisateurs ont échangé des actifs numériques au moins une fois.
• La banque versera à ses vendeurs de crypto une commission de 5%, qui sera réglée en pesos à un taux similaire au dollar MEP.
• La Banque centrale argentine a annoncé que les entreprises fintech ne sont pas autorisées à s'engager dans la crypto ou à fournir à leurs clients un accès à la crypto.
• The regulation from the Central Bank has also affected Mercado Pago, Argentina’s leading fintech firm.

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L'industrie de la cryptographie est actuellement fortement influencée par l'incertitude réglementaire dans le monde concernant la réglementation des actifs numériques et la forte baisse du prix des crypto-monnaies après le début de l'hiver crypto. Fait intéressant, une banque électronique populaire en Argentine, Uala, qui avait mis les Argentins non bancarisés dans sa ligne de mire, a confirmé qu'elle fermerait son activité de cryptographie, selon les médias locaux. 

La rapport added that there are around 300,000 people who are customers of Uala and hold crypto assets. The platform has stated that these people who have their crypto stored in the electronic bank’s digital wallet will have to sell their digital assets within a 30-day period. Additionally, for the sale, the bank will give its crypto holders a 5% commission, which will be settled in pesos at a rate similar to the MEP dollar.

“All the people who have opened an account to operate crypto through Ualá have already been notified. Those who have money invested in crypto will receive economic compensation of 5% on the amount sold after the liquidation of their holdings as recognition for having trusted our proposal”, Uala said.

The MEP dollar, or Mercado Electrónico de Pagos, also known as the “foreign tourist dollar,” represents the exchange rate that tourists access when they pay for consumption in the country with a card. 

The reason for this decision from Uala, established in 2017 by Pierpaolo Barbieri, is the decision from the Central Bank of last week that stated that virtual wallets, or “Payment Service Providers that Offer Payment Accounts (PSPCP)”, “may not carry out or facilitate their clients to carry out operations with digital assets.”

Ualá had to stop selling Bitcoin (BTC) and Ethereum (ETH), the top two cryptocurrencies that it previously allowed its customers to buy and store. The feature to trade BTC and ETH was rolled out in November last year, as reported by CoinDesk. Interestingly, the company said that it had restricted the users from transferring and receiving crypto assets in their digital wallets “since that implies a risk for the user and for the platform.”

Cependant, c'est aussi un fait que les échanges de crypto-monnaie et les portefeuilles disponibles sur le marché argentin n'ont pas changé leurs offres, mais Uala a décidé de le faire. 

Furthermore, the new regulation from the Central Bank of Argentina, was applicable throughout the fintech market, and as a result, it also prohibited Mercado Pago, the country’s leading fintech firm, from incorporating cryptocurrencies into its investment offering. The bank provides crypto offerings in Brazil and Mexico.

“We are forced to suspend the possibility of operating crypto, which in any case was just one more option within our investment menu, which is very broad,” said the company sources.

They limited themselves to saying that “each fintech, with its legal department, has made its interpretation of the norm, and we consider that we were included” when asked about the differences with other businesses.

Comme indiqué précédemment par Bitnation, la Grande Loge argentine des maçons libres et acceptés a rejoint le mouvement NFT et a publié 77 NFT under the banner “CryptoMasons.” All the proceeds from the sale went to regional charities backed by the chapter.

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