Düzenleyiciler, Kripto ile İlişkili Risklere İlişkin Ortak Bildiri Yayınladı
- Fed, Federal Deposit Insurance Corp. (FDIC) ve Para Birimi Denetleme Ofisi (OCC) ortak bir bildiri yayınladı.
- Düzenleyiciler, kripto ile ilgili faaliyetlerin müşteriler için risk oluşturmadan nasıl yürütülebileceğini değerlendirdiklerini belirttiler.
- The agencies stated that there are significant risks which have come to light following the recent failures of several “large crypto-asset companies.”
- The agencies plan to take a “careful and cautious approach” related to the presence of crypto in banking sector.
Kripto varlıkları son derece değişkendir ve bu nedenle büyük miktarda risk taşır. Bu nedenle, dünyanın dört bir yanındaki düzenleyiciler, geleneksel finansın bu blockchain tabanlı varlıkları finansal sağlığını riske atmadan benimsemesinin yolları üzerinde çalışıyor. Bunun bir sonucu olarak, Federal Reserve, Federal Deposit Insurance Corp. (FDIC) ve Para Birimi Denetleme Ofisi (OCC), kripto para birimleri hakkında ortak bir bildiri yayınladı.
Ortak açıklamaya göre Veriliş 3 Ocak 2023'te düzenleyiciler, bankaların belirli bir sınıf veya türdeki müşterilere bankacılık hizmetleri sunmaları yasaklanmasa veya caydırılmasa da, ajansların şu anda kripto ile ilgili faaliyetlerin müşteriler için risk oluşturmadan nasıl yürütülebileceğini değerlendirdiğini belirtti.
“The agencies are continuing to assess whether or how current and proposed crypto-asset-related activities by banking organizations can be conducted in a manner that adequately addresses safety and soundness, consumer protection, legal permissibility, and compliance with applicable laws and regulations, including anti-money laundering and illicit finance statutes and rules,” read the joint statement from the regulators.
The regulators also noted that there are significant risks which have come to light following the recent failures of several “large crypto-asset companies.” As a result, the agencies plan to take a “careful and cautious approach related to current or proposed crypto-asset-related activities and exposures at each banking organization.”
2022 has been deemed as one of the worst years for the crypto space and the regulators noted multiple fraud and scams, legal uncertainties, inaccurate or misleading representations or disclosures, volatility and contagion risk flooding the market causing significant damages to investors’ portfolios. The joint statement from the agencies stated that “it is important that risks related to the crypto-asset sector that cannot be mitigated or controlled do not migrate to the banking system.”
The regulators believe that prior to engaging in crypto-related activities and providing similar services, banks should ensure “risk management, including board oversight, policies, procedures, risk assessments, controls, gates and guardrails, and monitoring, to effectively identify and manage risks.”
“Banking organizations should ensure that crypto-asset-related activities can be performed in a safe and sound manner, are legally permissible, and comply with applicable laws and regulations, including those designed to protect consumers (such as fair lending laws and prohibitions against unfair, deceptive, or abusive acts or practices),” the statement said.
As reported earlier by Bitnation, the research arm of the United States’ Federal Reserve recently riskler hakkında bir çift rapor yayınladı associated with the world of decentralized finance, or DeFi and compared to centralized finance, or CeFi. The papers noted that “centralized cryptoentities that act as counterparties to retail users in the digital asset ecosystem are generally not subject to capital, liquidity, or comprehensive disclosure requirements.”
DeFi, NFT, metaverse vb. alanlarda 3 yıldan fazla deneyime sahip bir kripto gazetecisi. Parth, kripto ve finans dünyasındaki büyük medya kuruluşlarıyla çalıştı ve yıllar içinde ayı ve boğa piyasalarından sağ çıktıktan sonra kripto kültüründe deneyim ve uzmanlık kazandı.
