Presidente Biden: o sistema bancário dos EUA é seguro
- Os usuários de criptografia estão preocupados com o destino da indústria nos EUA.
- O presidente Biden garantiu aos americanos que o governo está trabalhando para proteger os bancos e a economia.
- O colapso do Signature Bank e do Silicon Valley Bank criou um vazio no mercado de bancos amigáveis às criptomoedas.
Em meio a temores de caos no sistema bancário dos EUA, o presidente Joe Biden garantiu aos americanos a segurança do sistema bancário dos EUA. Os temores sobre a economia dos EUA foram provocados pelo colapso de bancos amigáveis às criptomoedas, como o Signature Bank e o Silicon Valley Bank.
President Biden, reacting to the situation, said that the US will do “whatever is needed” to protect banks. His comments came after the United States guaranteed deposits at Signature Bank and Silicon Valley Bank. President Biden urged Americans to “rest assured that our banking system is safe.” The US is reportedly attempting to restrict customers from moving money out of banks since SVB fell as a result of an influx of withdrawals.
Quem vai bancar as empresas de criptografia?
Alguns especialistas em cripto acreditam que a perda de dois bancos significativos compatíveis com cripto em menos de uma semana pode tornar mais difícil para as startups de cripto colaborar com instituições bancárias tradicionais. banco de assinatura and Silicon Valley Bank were considered to be key financial pillars for the crypto sector. Insurance records show that as of December 31, Signature Bank had $88.6 billion in deposits.
O investidor cripto Scott Melker levou para Twitter to express his concerns. He noted that “Silvergate, Silicon Valley, and Signature all shuttered. Depositors will be made whole, but there’s basically nobody left to bank crypto companies in the US.”
Meltem Demirors, Coinshare’s chief strategy officer, expressed similar fears on Twitter, noting that “crypto in America has been unbanked” in just one week. Demirors claimed that banks like Signature Bank “are the most challenging to replace.”
Despite the growing fears, some crypto users believe that the failures of the three prominent banks could create room for other banks to embrace crypto. The Blockchain Association’s head of policy, Jake Chervinsky, noted that the collapse of the banks would leave a “huge gap” in the market for crypto-friendly financial services. Jake wrote that “there are many banks that can seize this opportunity without taking on the same risks as these three. The question is whether banking regulators will try to stand in the way.”
Alguns outros alegaram que já existem alternativas bancárias adequadas disponíveis para substituir os bancos falidos. Mike Bucella, sócio geral da BlockTower Capital, que falou com a CNBC, observou que algumas empresas de criptomoedas já mudaram para o Mercury Bank e o Axos Bank. Mas a maioria concorda que a criptografia enfrenta um futuro incerto nos Estados Unidos.