
JPMorgan'ın Blockchain Birimi CEO'su Dijital Varlık Projelerinde Tüketicinin Korunması Çağrısında Bulundu
- Umar Farooq, chief executive officer of JPMorgan’s blockchain unit Onyx, stated that banks have to take precautions and implement steps to ensure consumer protection.
- JPMorgan Chase & Co., DBS Bank ve SBI Digital Asset Holdings ile ortaklık kurdu. işlemleri yürütmek in tokenized foreign exchange and government bonds under Singapore’s Project Guardian.
- Farooq ayrıca blok zinciri teknolojisinin birçok yönünün mevcut finansal altyapıyı iyileştirme ve finansal hizmetleri daha verimli, erişilebilir ve uygun fiyatlı hale getirme kapasitesine sahip olduğunu belirtti.
En büyük çok uluslu yatırım bankalarından ve finansal hizmetler şirketlerinden biri olan JPMorgan Chase & Co., DBS Bank ve SBI Digital Asset Holdings ile ortaklık kurduktan sonra blok zinciri endüstrisine başka bir girişimde bulundu. işlemleri yürütmek Bitnation tarafından daha önce bildirildiği üzere, Project Guardian kapsamında tokenize döviz ve devlet tahvillerinde.
ile bir röportajda CNBC, Umar Farooq, chief executive officer of JPMorgan’s blockchain unit Onyx, stated that before implementing any experiment in the field of DeFi and blockchain, banks have to take precautions and implement steps to ensure consumer protection. However, he also noted that many aspects of the blockchain technology have the capacity to better the current financial infrastructure and also make financial services more efficient, accessible and affordable.
“What a bank needs to do from a regulatory point of view and customer’s point of view is that we need to protect our customers. We cannot lose their money,” Farooq said during a panel at the Singapore Fintech Festival 2022 on Wedneday.
Farooq, tüketici koruma adımlarını uygulamadan, blockchain deneyine dahil olan şirketlerin müşterileri siber güvenlik risklerine maruz bırakabileceğine inanıyor. Bu açıklama, geçen ay birkaç kripto firmasının saldırıya uğradığı, istismar edildiği ve boşaltıldığı bir zamanda geldi ve bu, 2022'de kripto endüstrisi için güvenlik açısından en kötü ay haline geldi.
According blockchain analytics firm Chainalysis, almost $3 billion have been drained in 2022 due to crypto hacks and more could be on the way. Some of the biggest crypto firms hacked include Mango Markets, BNB Chain’s BSC Token Hub, and many others. Moreover, within the first week of November, Panama-based crypto futures and options exchange Deribit, sıcak bir cüzdan hackinde $28 milyon kaybetti bu ay.
“I do think you need some sort of identity solution or know-your-customer solution which verifies who the human being that is interacting is and what they are allowed to do. Because without that, in the longer term, it just doesn’t work,” he added in an interview with CNBC.
Farooq also confirmed that JPMorgan is currently using a solution called verifiable credentials which reside in the users’ crypto wallets and when any customer will use the new service to trade, their transactions will be secured via these credentials. Interestingly, Farooq also pointed out that the privacy feature of blockchains won’t hold for a long time as “sooner or later they will be in a money laundering incident.”
The CEO of JPMorgan’s blockchain arm believes that “education, protection and identity need to be in place” in order to safely send payments across borders without bringing the attention of the regulatory hammer.