FED quer um papel maior na regulamentação de stablecoins
- Jerome Powell acredita que o FED precisa desempenhar um grande papel na regulamentação das stablecoins, pois as vê como uma forma de dinheiro.
- O projeto de lei, patrocinado pelos republicanos, concede aos estados enormes poderes para regular as stablecoins.
Jerome Powell, chairman of the Federal Reserve, spoke in favor of strict central-bank supervision of stablecoin in the policies being developed by members of the House Financial Services Committee. Powell shared his thoughts while speaking at the House Financial Services Committee’s semi-annual audição sobre a política do Fed em 21 de junho.
The proposed stablecoin bill originated from Republicans and would serve as the official piece of crypto regulation in the United States if approved next month. Rep. Maxine Waters, the committee’s top Democrat, in her questioning of Powell, warned that the Fed would be “severely hamstrung” by the new proposal and that there has to be a clear federal floor for regulation of nonbank stablecoin issuers.
O projeto de lei patrocinado pelos republicanos busca garantir que os estados tenham um papel significativo na supervisão das stablecoins. Essa tem sido uma questão controversa desde que as negociações começaram no ano passado.
Waters warned that the bill would create “58 different licenses with federal regulatory approval over only two of the licenses.” The Democrat added that states, territories, and other jurisdictions will issue the remaining licenses.
Responding to Waters, Powell claimed that the FED sees “payment stablecoins as a form of money and argued that “in all advanced economies, the ultimate source of credibility in money is the central bank.” Powell called for the FED to play a huge role in regulating stablecoins. He added that “it would be appropriate to have quite a robust federal role.”
The 70-year-old Powell further claimed that “allowing a lot of private money creation at the state level would be a mistake.” Interestingly, Powell’s comment on the draft bill saw him take a stance opposed to that of Securities and Exchange Commission (SEC) Chair Gary Gensler. The controversial SEC Chair acredita que todas as formas de stablecoins devem ser registradas e regulamentadas.
Powell, like most officials, believed the crypto market had suffered an irreparable loss last year following the decline of top organizations like FTX and Terra. However, the FED chair admitted today that the market “appears to have some staying power.”
Powell também esclareceu que o banco central está longe de estabelecer um CBDC, ao contrário de relatórios recentes. Ele também afirmou que o banco central não tem planos de administrar contas de varejo se o FED lançar um dólar digital.